Get quick and easy financial solutions from Capitec Bank. Take advantage of the Capitec loan products available for any kind of venture you want to undertake.
Below is a review of Capitec Bank.
About Capitec Loans
Capitec Bank offers innovative banking solutions to enable clients to live better. They offer various financial solutions to users across South Africa. On Capitec, you can get several kinds of loans for personal or business purposes.
Is Capitec Bank Legit?
Capitec Bank is an authorized financial services provider and NCR-registered.
Capitec Bank Loan Products
- Educational Loans
Loan amount: R500,000
Loan term: up to 84 months
Requirements:
- A valid SA ID
- Applicant must be 18 years or older.
- Your latest three consecutive payslips
- A bank statement showing your latest three consecutive salary deposits (if you don’t receive the salary via your Capitec account)
- A standard invoice or quote from the service provider, not older than 30 days
- Home improvement Loans
Loan amount: R500,000
Loan term: up to 84 months
Requirements:
- A valid SA ID
- Applicant must be 18 years or older.
- Your latest three consecutive payslips
- A bank statement showing your latest three consecutive salary deposits (if you don’t receive the salary via your Capitec account)
- Medical Loans
Loan amount: R500,000
Loan term: up to 84 months
Requirements:
- A valid SA ID
- Applicant must be 18 years or older.
- Your latest three consecutive payslips
- A bank statement showing your latest three consecutive salary deposits (if you don’t receive the salary via your Capitec account)
- A standard invoice or quote from the service provider, not older than 30 days
- Personal Loans
Loan amount: R250,000
Loan term: up to 72 months
Requirements:
- A valid SA ID
- Applicant must be 18 years or older.
- Your latest three consecutive payslips
- A bank statement showing your latest three consecutive salary deposits (if you don’t receive the salary via your Capitec account)
- Vehicle Loan (Auto loans)
Loan amount: R250,000
Loan term: up to 84 months
Requirements:
- A valid SA ID
- Applicant must be 18 years or older.
- Your latest three consecutive payslips
- A bank statement showing your latest three consecutive salary deposits (if you don’t receive the salary via your Capitec account)
Other loan products include business loans and credit cards.
How to Apply for Loans on CapitecBank
- Go to the official website of Capitec Bank.
- Choose the loan product for which you want to apply.
- Choose a partner’s website under the loan product.
- Scan the code to begin your application.
- Visit a Capitec branch near you (check below to see how to find the nearest branch to you)
OR
- Complete the online form to qualify.
- If you qualify for a loan, a Capitec consultant will contact you.
Or, you can apply via the Capitec Bank app.
Download Capitec Mobile App
To enjoy easy banking services, you can download the Capitec Bank app. Follow the guide below to download:
- 5 Neutron Road, Techno Park, Stellenbosch
- Click on Get the App on the Homepage.
- Select the store from which you want to download/
- Click Download or Install.
Find a Capitec Branch Near You
Capitec Bank has over 850 branches across South Africa. To find the nearest branch to you:
- Go to the official website of Capitec Bank.
- Go to the Branch Locator.
- Enable your location settings.
- Or, enter your current city or province.
Capitec Bank Loan Contact Number
Registered Address: 5 Neutron Road, Techno Park, Stellenbosch
WhatsApp number: 067 418 9565
Phone number: 0860 66 77 89
