December 1, 2023
izwe loans zambia

Izwe Loans Online Application | Izwe Zambia 

Choose a financial option that is best for you. Izwe Africa Group offers money for you and your company. To apply for loans without fuss, use the Izwe loans application guide provided below.

See all you need to know on how to apply for loans on Izwe Zambia

About Izwe Savings and Loan

The Izwe Africa Group includes strong operating units in Ghana, Kenya, and Zambia, supported by South Africa and our corporate office in Mauritius. They are well-positioned for growth and expansion on all frontiers and have a wide reach.

Their financial solutions and savings and loan products make it simple for people, business owners, and entrepreneurs to take control of their financial development objectives, promoting individual financial growth and facilitating economic participation.

To give them the agility to work more quickly and effectively, they deploy cutting-edge concepts, digital, and mobile financial services, as well as readily available, high-performance self-service tools. For their clients, efficiency, accessibility, fairness, and correctness are essential.

Furthermore, Izwe is able to produce higher returns for its investors and stakeholders through efficient credit management, thorough portfolio reporting, and product innovation.

Is Izwe Savings & Loan Good?

Izwe Africa Group is the best platform for you to use. The company has gained a reputation for the following:

  • They offer high-return savings and investing options to aid people in preparing for a better financial future.
  • In the absence of formal employment, they provide asset-backed lending and other secure lending products, enabling entrepreneurs and business owners access to the money they need to expand their operations against the value of their vehicles.
  • Through salary deductions and direct debits, they facilitate unsecured loans and ensure trustworthiness in the collection, satisfying consumer needs while preserving their financial health.

Izwe Zambia Loan Products

  • Personal loans

Members of the Zambia Air Force (ZAF), Zambia National Service (ZNS), and permanently employed civil officials have priority access to personal loans. 

Features: processing applications quickly with adjustable repayment terms and fixed interest rates.

  • Business loans

By bridging the payment gap between SMEs and their corporate customers, they provide business owners with dependable assistance in managing cash flow. Izwe enters into a contract with the corporate client of the SME and pays the invoice within 24 hours. The corporate client pays the invoice after that within 90 days.

How Do I Get Loans on Izwe Savings and Loan

On Izwe Ghana, you can borrow secured loans for you and your business. They offer one of the easiest loan processes. All you need to do is visit the online platform or their local office near you. 

To apply for a loan:

  • Visit Izwe Zambia.
  • Choose the loan amount you need
  • Select your repayment period
  • Apply. 
  • Wait for approval.

See the step-by-step Izwe loan application guide below. 

How Much Can I Borrow on Izwe Loans Zambia

Izwe loans Zambia offers loans up to K1,000,000. To borrow this loan amount, you must meet the minimum requirements for loans. 

Izwe Loans Requirements

Below are the documents you must provide to qualify for loans on Izwe Zambia:

  • An employee number for all Civil Servants (GRZ), Zambia Air Force (ZAF), and Zambia National Service (ZNS).
  • Two original passport-sized photos of you.
  • A valid national ID / NRC.
  • A bank account statement with the recent 2 months’ salary.
  • Recent three months’ salary slips
  • A signed pre-approval form and Employer’s letter of introduction

How to Apply for Izwe Loans

Izwe Zambia offers one of the easiest loan application procedures. You can apply for loans through the following processes:

  • Via their call center
  • A consultant will come to you through Izwezambia’s agent network.
  • At a branch of Izwe
  • Apply online
  • Through a callback request.

How to Apply Online

  1. Visit the Izwe Zambia website.
  2. Click on Apply Now at the top-right corner of the page.
  3. Fill out the loan application form.
  4. Verify your application with an OTP.
  5. Click on Submit.”

How to Apply Via USSD and SMS

Dial *4993# or

SMS Izwe to 4993 to begin your application. 

Izwe Loans Contact Details

Contact number: 0630 373 050.


Or contact them through their website:

Izwe Loan Alternatives

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