chainpay loans

Chainpay Loans Reviews | Personal Loans Online

Get instant personal loans online on the Chainpay Loans platform. Take advantage of Chain Pay’s easy loan application and same-day approval. Get loans up to any amount you need.

See how you can borrow money on Chainpay below.

What is Chainpay Loan?

Chainpay is a nationwide brokerage with more than 25 years of experience in the credit market. Chainpay Loans assists customers in South Africa with the acquisition of personal loans.

Chain Pay is one of the easiest and most common loan platforms in South Africa. On the website, you can get loans within minutes of your application. 

Is Chainpay Legit?

Chainpay is also a legit and authorized platform to offer loans. They apply on your behalf to one of the lenders on our list who are all NCR-registered.

How Much Can I Borrow on Chainpay Loans?

Chainpay offers loans up to R150,000.00. 

Loan term: 12 months to 60 months

 Interest rate: Maximum APR 38% per annum

Who is Eligible for Chainpay Loans?

See the eligibility requirements to qualify for loans on

  • South African citizenship or permanent residence
  • Applicant must be between 18 and 65 years
  • Must be permanently employed
  • Your salary must be paid directly into your bank account
  • Applicant must provide proof of income
  • Proof of home address (up to 3 months old)
  • Three  months’ bank statements

Chainpay Loans for Blacklisted

If a credit bureau has blacklisted you, it means that you have a poor credit history as a result of being the subject of a debt review, having a judgment entered against you, or being designated as a slow payer. This implies that lending institutions won’t let you obtain a loan. Chainpay assists people on blacklists in getting personal loans from various financial institutions.

With Chain Pay, you can easily get loans as a blacklisted client. They provide responsible credit and assist borrowers in realizing their aspirations.

See how to apply for loans below. 

How to Apply for Loans on Chainpay

Follow this step-by-step guide to borrow money on the Chainpay loan platform.

  1. Visit the official website of Chainpay.
  2. Click on Apply Now.
  3. Fill out the application form. Input your details, loan details, bank details, etc.
  4. Sign your signature. 
  5. Hit Submit Application.

Does Chain Pay Have a Loan App?

The Chainpay Loan platform does not have a mobile app for loan applications. To apply for loans, users must use the website.

How to Build Good Credit

  1. Make prompt monthly payments.
  2. Make all credit card payments on time.
  3. Pay down any outstanding debts to avoid going to court for late or non-payment
  4. If you are unable to make a payment, notify your creditors immediately.
  5. Avoid obtaining more credit when paying off debt.

Chainpay Contact Details

The Chainpay office address is 1 Piet Grobelaar Street, Rustenburg

Contact number: 064 695 4213

Fax: 086 532 3910


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