December 1, 2023
atlas finance loan

Atlas Finance Loan Application | Personal Loans

Get quick short-term, personal, and cash loans from one of the top service providers in South Africa. Use the Atlas Finance loan service to get instant loans.

See all you need to know about AtlasFinance South Africa.

What is Atlas Finance?

Atlas Finance, founded in 1994, is a financial service provider operating in South Africa. They provide users with a wide range of financial options to fit their shifting goals and are constantly considering innovative approaches to be of service to them. 

Atlas Finance is unique among loan companies. To give you the best chance of selecting the loan kind that would work for you, they offer as much flexibility.

Is Atlas Finance Loan Legit?

Atlas Finance is an authorized financial services provider (FSP 46412) and registered credit provider (NCR CP 3994). 

Also, they are known for the security of users’ information. Atlas Finance does not share users’ information with third parties without the user’s consent.

Benefits of Using AtlasFinance

With every, personal loans you borrow, you also get:

  • Loan Cover:
  • With Credit Life Benefit, your loan will be paid up in the event of your Death, Disability, or Retrenchment
  • Death and Funeral cover
  • HIV Counselling & Medical Cover
  • Legal Advice & Cover
  • Grocery coupons

How Do I Get Loans on Atlas Finance?

The Atlas Finance Loan service offers loans to users in easy steps. The loan application process is as follows:

  1. Sign up on the Atlas Finance loan portal.
  2. Fill out the application form.
  3. Upload the supporting documents.
  4. Apply and wait for the approval.
  5. When Atlasfinance approves your loan, you will receive the loan directly in your bank account.

What Documents Do I Need?

  1. Proof of ID
  2. Proof of employment (payslip)
  3. Passport
  4. Bank statement (the last three months)

Atlas Finance Loan Products

Cash Loans

Atlasfinance offers short-term personal or cash loans to clients from R200 to R8,000. Applicants can choose the loan repayment period from one month to six months. 

What Do I Need to Apply for AtlasFinance Cash Loans?

Here are the required documents to apply for cash loans on Atlas Finance:

  1. South African ID
  2. Latest payslip
  3. Latest three months’ bank statements

Domestic Workers’ Cash Loans

Domestic workers can borrow up to R3,000. The repayment period is three months. 

To qualify, you need the following documents:

  •  ID/Passport
  •  Three months’ bank statements

To apply, visit the Atlas Finance branch near you.

Loan Consolidation

You may be surprised to learn that Atlas Finance can help you combine your debt so you can increase your cash flow.

Use their cash flow solution package which will help you lower your monthly payments.

Visit their branch near you to speak with a consultant, or call 0800 204 679 to get started.

Debt Review Clearance

The Atlas Finance team is committed to helping you escape the debt cycle you are going through. Call 0800 204 679 to speak with one of their knowledgeable clearing consultants.

In order to earn credit for the things that truly matter to you, Atlasfinance commits to helping you clear your credit status in just 40 days.

How to Apply for Atlas Finance Loans Online

Loan Repayment

On the predetermined repayment date, Atlasfinance will withdraw a debit order from the designated bank account you provided. Hence, the loan repayment process is automatic to ensure your convenience.

AtlasFinance Loan Offices Near Me

Find the nearest Atlas Finance branch:

  1. Go to the Atlasfinance website.
  2. Click on Branches.
  3. You will see a list of all the Atlas Finance offices in your location.

Atlas Finance Contact Details

Phone number: 0800 204 679

Email: or

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