December 1, 2023
easemoni loan

EaseMoni Loan | Instant Loan With USSD Code 

Do you need easy personal loans? You can get them without hassle on the EaseMoni loan platform. Get quick loans to cover your and your family’s expenses.

Here is the guide on how to get loans on the EaseMoni website.

About EaseMoni Loan

EaseMoni, owned by Blueridge Microfinance Bank Limited, is a Fintech service company offering loans to users in Africa, Southeast Asia, and Latin America. The loan service provides market-competitive credit loans and consumer financial services in Nigeria, Egypt, Pakistan, Indonesia, Mexico, Colombia, and other places.

EaseMoni Review

EaseMoni is one of the best platforms to get secure loans without hassle. They offer efficient products and services to meet the user’s needs. 


  • Reliable and flexible loan products
  • Easy loan application
  • 24-hour approval
  • Low-interest rates
  • Easy repayment methods

Is EaseMoni Loan Legit?

EaseMoni loan is a legit platform to get loans. The Central Bank of Nigeria regulates the activities of the Ease Moni Nigeria. 

Also, Easy Moni is a safe platform to use. The service protects the user’s information; it does not share it with third parties.

How Much Can I Borrow on EaseMoni?

Ease Moni offers loans up to ₦1,000,000. Although, EaseMoni determines the limit to which a user can borrow. This decision is based on the user’s income level and repayment history. 

Also, when you repay your loan on time, you build good credit, and your loan limit will increase.

EaseMoni Loan Term and Interest Rates

Loan term: Ease Moni allows the user to choose the desired loan term for a loan they qualify for. Users can choose between 90 days to 365 days.

Interest rates: The amount of the EaseMoni loan you qualify for will decide the interest rate you are to pay. You will find the interest rate on our platform and on each page presented, prior to your final confirmation of the loan.

What Do I Need to Get Loans? Ease Moni Loan Requirements

The requirements to borrow money on EaseMoni is easy. Mainly, the service requires you to provide:

  • A smartphone
  • Bank Verification Number (BVN)
  • A valid bank account
  • A valid mobile number.
  • Proof and employment.
  • Income statement (the last three months)

Note: EaseMoni uses information from your phones, such as information on your handset, financial transaction messages, and the purpose of the loan. They add this to your loan payback history to create a customized credit score and choose the best loan offer for you, hence, they will request access to information on your phone.

How Do I Get Loans on EaseMoni?

To borrow money on EaseMoni, you must:

  • Download the mobile app.
  • Sign in with your BVN and other details.
  • You will receive an OTP. Enter the OTP to complete your registration.
  • Provide details of your employment.
  • Once your account registration process is complete, go to Get Loans on the app.
  • Follow the prompts to complete the loan application.

How Long Does the Loan Process Take?

The procedure takes a short while. Enter the data as directed on the page, and they will provide the approval result immediately.

EaseMoni Loan App Download

All loan application process on the Ease Moni platform is done on the app. To borrow money, you need to download the app.

Download the app here.

Contact EaseMoni Loan Customer Care

The EaseMoni loan office is at 60 Adeniyi Jones Ave, Ikeja, Lagos, Nigeria.


Contact number: (+234)9087614150

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