branch loan india

Branch Loan India | Get Instant Online Loans

Get quick personal loans on the Branch loan India platform. See all you need to know on how to qualify for loans, loan limit amount, interest rates, and terms.

Branch Loan Review

Branch is one of the top financial service providers in India. The portal provides Nigerians at all levels with excellent financial services.

Branch is a digital bank that is revolutionizing banking in poor countries by providing savings, transactions, bill payments, and investment opportunities.

Furthermore, Branch is available in Nigeria, Kenya, and Tanzania.

Is Branch Loan Good?

Branch loan is one of the most reliable financial services in India. Branch is registered as a non-banking financial company under RBI

Also, Branch is a secure platform to get loans. It does not disclose the users’ information to third parties. 

How Does Branch Loan Work?

On Branch, you only need a smartphone to perform transactions. Even if you do not have a credit history, you can qualify for Branch loans. They employ alternative data to provide customers with financial solutions they may access anywhere without having to deal with the scrutiny of conventional institutions.

To determine your eligibility, Branch examines data from smartphones. In only a few seconds, our machine learning algorithms analyze tens of thousands of data points to produce customized loan choices.

Branch Loan Limit

Users on Branch can get loans from ₹750 to ₹50,000. Luckily, users do not need a good credit history or collateral to qualify for loans. 

Also, users can borrow more money if they make their scheduled loan repayments.

Branch Loan Interest Rates

Interest ranges from 3% – 25% with an equivalent monthly interest of 2.8% – 3.1% and APR of 35% – 36%, depending on the loan you applied for. Users can increase the loan period from 9 to 36 weeks.

What Do I Need to Get Loans?

To qualify for loans on Branch, you need a:

  • Mobile number
  • PAN number
  • Adhaar card or Voter’s card
  • Valid bank account

Note: you do not need a good credit history to qualify for loans. However, Branch will ask to access the information on your phone to raise your credit score.

Branch Loan Login

You must sign into your account on the mobile app before you can borrow money from Branch. To register:

  • Launch the smartphone app.
  • Visit Sign Up.
  • Give accurate information when completing the short form.
  • Send the application in for a quick review.

How to Borrow Money on Branch

Follow the guide below to apply for loans on Branch:

  • Open the Branch app (see how to download the app below).
  • Login to your account or sign up (if you are a new user).
  • Click on Loans at the bottom of the homepage.
  • Enter your details and bank details.
  • Browse through the loan options available for you.
  • Choose the suitable option for you and click Apply.

How to Repay Your Loan

You can repay your loan through these methods:

  • Netbanking 
  • Debit card
  • UPI 

To repay:

  • Open the Branch loan mobile app.
  • Click on Loans at the bottom of the home screen.
  • Select Make a Repayment.
  • Choose a payment method.

Branch Loan App Download

To enjoy quick loan access, you need to download and use the Branch loan app. 

Fortunately, you can easily download the app on the Branch official website.

Get the Branch Loan App free.

Branch Loan Customer Care Number

The Branch loan office is at WeWork BKC, C-20, G Block Road, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051.

Contact number: +91 9324925330.

Email: india@branch.co.

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