Do you need instant personal loans? Here is the best loan app to use. Download the Naira Plus loan app and enjoy quick loans within minutes.
Check below to see all you need to know about Nairaplus. Here, you will see how to apply for loans, the requirements, and interest rates.
What is NairaPlus?
Naira Plus is an online lender offering quick loans to users. It is one of the simplest and most secure financial service providers in Nigeria.
Nairaplus is widely known for its quick loan services. On many financial service providers, you have to go through a series of processes to get loans. Most of these platforms have a lot of paperwork. But, the Naira Plus loan is as easy as ABC.
Is NairaPlus Loan Legit?
Nairaplus is a secure and safe platform to get instant loans. So far, the service has not received a bad review concerning security issues.
When you enter your information during the loan application, the service does not share your information with third-party websites.
How Does it Work?
The loan application process on the Naira Plus loan app is quick and easy. All you need to do is to create an account on Naira Plus. With your account, you can then apply for a loan.
After application, it goes under review. The review process is to determine your eligibility. When you are approved, you will receive the money in the account you provided during the application.
How Much Can I Borrow on Naira Plus?
The Naira Plus loan offer starts from ₦2000 to ₦50000. And you can repay from three months to 12 months.
Also, when you pay back your loan on time, your borrowing limit will increase.
Do I Need to Provide any Documents?
The Naira Plus loan app does not require any documents from applicants. Also, the loan application is collateral-free. All you need to do is to provide your correct personal information in the application form.
Naira Plus Loan App Requirements
These are the requirements you must meet to get loans on NairaPlus.
- Be within the age of 20 to 60 years.
- Reside in Nigeria.
- Have a phone number and account number.
- Show proof of income (the last three months).
- Have a BVN (Bank Verification Number).
Download Naira Plus Loan App
Follow this guide to download the Naira Plus app on Google Play Store:
- Go to Play Store.
- Search for Naira Plus.
- Click on Install.
- The download and installation will begin immediately.
Note: The Naira Plus loan app is not available for iOS devices.
How to Create an Account on Naira Plus
- Launch the NairaPlus App.
- Click on Create Account.
- Enter your BVN and phone number.
- Verify the number.
How to Get a Loan on Naira Plus
Follow this step-by-step guide to borrowing money on the Nairaplus loan app.
- Launch the Naira Plus loan app. (see the download guide above)
- Create an account if you are a new user. If you are an existing customer, log in to your account.
- Click on Obtain Loan.
- Select the amount you want to borrow.
- Set your repayment period.
- Enter the account to receive the money.
- You will receive the loan after approval.
Naira Plus Interest Rate
Naira Plus loan charges an interest rate of 16% to 21% every year.
How to Repay Your Loan
To repay with the Naira Plus loan app:
- Launch the app.
- Log in to your account.
- Go to the repayment section.
- Select the loan and the repayment method you want.
To repay offline:
Contact the NairaPlus customer support executive to get the account details. (see the contact number below)
Naira Plus Customer Care Number
Contact NairaPlus customer support through their WhatsApp account.
Head office: The Nairaplus head office is located in Lekki, Lagos state.