Xcredit loan application

XCredit Loan Application | Nigeria Quick Loan Apps

Wherever you are in Nigeria, you can easily get a loan. Whatever you desire and you need cash to fund it, XCredit loan got you covered.

See how you can get a loan in the simple steps below. 

XCredit Loan Review

XCredit is one of the fastest and easiest loan platforms in Nigeria. The platform grants users quick access to money to carry out anything. Using XCredit is like having a digital bank in your pocket, you can get access to money anytime you want it. 

Currently, XCredit is only available in Nigeria. Its head office is located in Lagos.

Is XCredit Loan Legit

The XCredit loan platform is legit and reliable. It is one of the most trusted loan agencies in Nigeria, having over a million users. 

Also, X Credit protects all your information. It does not share your info with third-party websites.

How Much Can I Borrow on XCredit?

The amount you can borrow on XCredit varies, depending on your credit score. Currently, users can borrow from ₦5,000 – ₦500,000. All you need to do is to meet the eligibility requirements and provide an account into which the money will be paid.

Also, when you repay the loan you borrowed on time, your loan limit will increase.

What are the Requirements?

These are the requirements to qualify for XCredit loan advances. You need to have:

  • a phone number
  • BVN 
  • a bank account

Also, XCredit will request access to data on your phone. The Xcredit platform will use the data for verification and determine if you qualify.

How to Get a Loan on XCredit

Getting a loan on XCredit is as easy as ABC. It only takes a few minutes to apply and get approved.

Follow the guide below to apply for a loan on X Credit.

  •  Download, install and launch the XCredit app on your phone. (See how to download the app below)
  • Create a profile if you are a new user. Old users can log in and use their already created profile to apply.
  • Follow the guide on the app to complete your application. 

Or simply apply with the XCredit USSD code

How Long Does the Application Process Take?

XCredit is also known for its fast approval and delivery. On many loan platforms and apps, approval might take several days. However, getting approved for a loan on X Credit will only take a few minutes. 

X Credit Loan Interest Rate

Interest rates are based on a number of variables, such as our cost of lending and your history of on-time repayments with XCredit. The origination cost is 12 percent for a duration of 180 days, depending on these variables.

How to Repay 

  • Open your profile on the XCredit app.
  • Click on My Loan.
  • Select the loan you want to repay.
  • Click on Repay In Advance.
  • Check to see if your information is correct.
  • Click on Repay Now.

Download Xcredit Loan App 

To enjoy easy access to Xcredit loans, you need to use the XCredit loan app. Without the app, you cannot apply for a loan as the online website does not support loan applications.

See how to download the app here.

Xcredit Loan Alternatives

One thought on “XCredit Loan Application | Nigeria Quick Loan Apps

Leave a Reply

Your email address will not be published. Required fields are marked *